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this post was submitted on 22 Aug 2023
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politics
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My parents were/are (Mom's still alive) well-to-do. I was lucky in that I didn't have to take out student loans. No one is giving me welfare.
My wife, on the other hand, could sure use some relief from the student loan debt she incurred because her family is not the privileged one mine is.
We're fiscally responsible. We pay our bills on time. We have a fixed-rate mortgage. We have two cars, but one is paid off.
We're in our mid-40s and she still has a ton of student loan debt. That's insanity.
Sounds like you have plenty of money but only pay the minimum payments on her loans, which is a questionable choice at best.
It may sound like that, but that would be false. We live paycheck-to-paycheck like a majority of Americans.
We pay what we can afford to pay.
Believe it or not, people who grow up with wealthy parents aren't necessarily wealthy themselves.
Dude you have a mortgage. You are not paycheck to paycheck, you have assets you can pull equity from at any time. You may not be saving cash but you are saving assets.
You are not poor.
Let me say that again.
YOU ARE NOT POOR.
Tired of all these upper middle class people pretending like they're lining up at food banks. You're good, dude. You made it. You are doing better than most. You don't need relief. You know who needs relief? The dude who never had the opportunity to go to college in the first place and is making $20,000 a year.
I never said I was poor. But going into more debt would make us poor.
I'm certainly not upper middle class.
If you can afford to get a mortgage on a house nowadays, you are upper middle class.
Nowadays? We bought it 10 years ago. In a depressed small city with high unemployment. It's also only worth about $200,000. You know how low that is for a house right now?
Maybe don't make assumptions.
How much was it worth when you bought it?
$175,000. So clearly it's a luxury mansion. Jesus fucking Christ.
Liar. There's practically no markets in the country that have seen such low appreciation over 10 years. That doesn't even match inflation.
Either you're stupendously unlucky (in which case my point still stands) or you're a liar (more likely, and again my point still stands).
Oh fuck off. You have no idea. I'm not lucky or a liar, but you're fucking blocked.
Hahaha caught you out, did I?