this post was submitted on 03 Nov 2024
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Think of the knock off effects of universal health care beyond paying less.
you would not be tied to a shitty job anymore - your ability to quit and move to another company becomes easier
You could quit your job and start your own company since now you don't have to worry about medical bankruptcy
Or maybe you live a minimal enough of a life that you could quit your job that you have only because of the health insurance and go do something that is fulfilling to you?
A huge reason that I took the job I have now is because they let me start my health insurance plan asap. It was supposed to be after 3 months but I just asked nice and they didn't hesitate to agree even without my whole spcheil. I have a wife and a son, at the time my wife was still going through some post pregnancy health issues and my son was going through some stuff that required regular visits. I turned down some cushy jobs solely because they wanted me to wait 3-6 months to be insured, which I get from a business perspective, but what the actual fuck? It took me a while to switch jobs for that reason alone. I guess it's a good indicator of a company that has common sense/common decency.
I've had jobs where you have to wait for 401k but Healthcare has always been covered on day 1.
Last several I've jobs had it kick in on the first business day of the next month, and end on the first business day of the month after leaving, so i think it was more of a "this is how our provider has us add and remove people" thing.
Wait is that normal? The last 3 jobs I've had had a waiting period of at least a month.
Has been been for me.
Why the waiting time? What's the risk on their part if they insure you immediately?
I always assumed it had to with whatever cost comes with adding someone to the insurance plan + the cost they're paying. They want to make sure the person is going to stick around. But to me that just seems like the cost of doing business.
We would be able to track bad products that give us cancer more easily, could sue companies in a class action easier. As it is, you cant sue for cancer you never had diagnosed because you couldnt afford to go in. And also with lead contamination and other heavy metals, and a million other toxins.