Personal Finance Canada

No, I adjust my portfolio strategy when my risk tolerance changes, not in response to market fluctuations. The reason for this is that I don't think I can predict short-term market movements with any significant degree of accuracy.

Unfortunately, couch potato investing like this isn't very exciting to talk about in this sort of thread, but IMHO boring is good when it comes to long-term investments!

I'm just staying on my plan and picking up more ETFs on discount.

My parents who are about to retire are buying GICs. Remember, your bank can negotiate a higher rate than what is posted.