affairesdepiasses

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[–] [email protected] 15 points 9 months ago

A l’audience, il s’était dit « vraiment désolé que la victime ait entendu ces malheureux propos ».

Je ne suis pas désolé de l'avoir dit, je suis désolé de m'être fait prendre... Misère...

[–] [email protected] 14 points 9 months ago (1 children)

C'est génial ! Ça va durer plus longtemps que Les Feux de l'Amour cette histoire ! Tous les jours on en trouve une nouvelle !

[–] [email protected] 4 points 10 months ago* (last edited 10 months ago)

It would be so great, maybe one day!

[–] [email protected] 3 points 10 months ago

Thank you, I changed it in the OP.

 

Not my content, I'm not affiliated with StatCan

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What does a modest, basic standard of living look like in your community?

Canada adopted the Market Basket Measure (MBM) as its Official Poverty Line in June 2019. The MBM reflects the combined costs of a basket of goods and services a family needs to meet a modest, basic standard of living. Each year, basket costs are adjusted to account for inflation, and every five years, the MBM basket undergoes a complete review and update.

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15
CPI for December 2023 - 3.4% (www150.statcan.gc.ca)
submitted 10 months ago* (last edited 10 months ago) by [email protected] to c/[email protected]
[–] [email protected] 4 points 10 months ago

Personally, I'd like a solution to have more cash accounts, and especially joint ones and maybe kids accounts.

A real interact debit card would also be great, but that I can more easily deal with.

[–] [email protected] 6 points 10 months ago

There are quite a few competitors in retail banking, like EQ Bank, Alterna Bank, motus, ....

But none of them have achieved a critical size IMO, especially when compared to WS.

[–] [email protected] 3 points 10 months ago

Archive.is link for those interested.

[–] [email protected] 2 points 10 months ago (1 children)

Since you can export to CSV, Cashew is also equally agnostic. Not really sure what I’d do in Excel but I do plan to make some better chart and graphs in PowerBI and possibly merging transaction off CC records.

So basically, you use Cashew to input your transactions, but process them outside of it in PowerBI?

Since you can export to CSV, Cashew is also equally agnostic

You'd have to process the data again though, unless you really use it only to input transactions, but not to manage your budget.

[–] [email protected] 4 points 10 months ago* (last edited 10 months ago) (3 children)

I'm curious: what was your problem with Google Forms?

Our form has more questions than cashew (day of the expense if not today, amount, category, recipient, description and spender), but could easily be made shorted, so it could be a 4 step process :

  1. Touch shortcut
  2. Enter description
  3. Choose category
  4. Enter amount
  5. Click submit

I've been using my own Google Spreadsheet for a few years now, and it would really be hard to switch to something else, not because of Forms, but because it works the exact way I need and if something is missing, I can easily add it. It is also mostly technology agnostic, so I could easily move it to Excel or LibreOffice. I'd have to rewrite part of it in order to get back live currency exchange rates and stock data though.

 

Chaque semaine, nous vous invitons à rejoindre cette conversation ouverte sur une multitude de sujets financiers. Que vous soyez intéressé par l’immobilier, les placements, le marché boursier, les questions salariales, ou que vous ayez simplement des interrogations générales sur la gestion de vos finances, ce post est fait pour vous.

N’hésitez pas à participer, peu importe votre niveau d’expérience ou vos intérêts spécifiques en finance, pour partager vos questions et vos expériences !

 

Each week, we invite you to join this open conversation on a wide range of financial topics. Whether you’re interested in real estate, investments, the stock market, salary-related queries, or simply have general questions about managing your finances, this post is for you.

Feel free to participate, regardless of your level of experience or specific interests in finance, and share your questions and experiences!

 

Le meilleure move financier, c'est de prendre 84 mois puis de faire une balloune dans 36 à 48 mois, non? /s

[–] [email protected] 2 points 11 months ago

Oil and gas probably?

[–] [email protected] 1 points 11 months ago* (last edited 11 months ago) (1 children)

I guess it depends. I purchased my home with a 5 years fixed rate in 2019, just before COVID hit and the rates dropped dramatically. While I feel good now when rates are much higher, I'll admit I really felt stupid when my friends were getting rates around 1.5% a few months after I got 2.74%.

I ran the numbers recently, and if the rate was to stay around what it currently is until late 2024 when my renewal comes up, I would have more equity in my house if I had gone variable instead of fixed, even though I'd have hit the trigger rate, which would be a burden on my budget.

But it's always easy to get it right in hindsight.

[–] [email protected] 1 points 11 months ago* (last edited 11 months ago)

Actually, their downpayment was already transferred to their notary (QC), so they had to borrow the $16k on their credit card. For less than a month, they'll have to pay $240 in interests but they should get back around $5700 in tax.

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