this post was submitted on 01 Mar 2024
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[–] [email protected] 49 points 8 months ago

Seems like it would have taken less effort to earn $250 and just pay the thing off...

[–] [email protected] 38 points 8 months ago (3 children)
[–] [email protected] 30 points 8 months ago (2 children)

The "payment" is the writing at the top?

[–] [email protected] 35 points 8 months ago* (last edited 8 months ago) (1 children)

Yes, the words are actually magic legal spells and incantations.

[–] [email protected] 18 points 8 months ago

In©antations

[–] [email protected] 10 points 8 months ago

Yep, they call this a negotiable instrument.

[–] [email protected] 22 points 8 months ago

I love how they invent their payments completely out of thin air, but then don’t fully pay off the balance 🤣 

[–] [email protected] 14 points 8 months ago

Love how they took the picture in a weed grow tent.

[–] [email protected] 30 points 8 months ago (2 children)

So you just write some random bullshit on top of an invoice and call it a day? They can't really think it's that simple, can they?

On the other hand, I can see how some frustrated clerk with the power to write off balances below a certain amount would just give up arguing with stupid and be done with it, which might appear as if this crap actually works.

[–] [email protected] 20 points 8 months ago

Capital One is a big company. This is not the first or last person to try this strategy. There was no frustration for the clerk.

[–] [email protected] 4 points 8 months ago

Amazingly they do think that.

[–] [email protected] 18 points 8 months ago (3 children)

ELI5 please?

I read the thing twice but nothing...

[–] [email protected] 32 points 8 months ago (1 children)

Sane people cannot explain crazy

basically they think they can wordsmith and gotcha their way out of legal obligations

[–] [email protected] 3 points 8 months ago

I wonder if their belief in these magic words is more soft magic system or a hard magic system.

[–] [email protected] 20 points 8 months ago

By writing magic words in the paper, they think that when the credit company doesn't return the letter that they've accepted the magic word paper as payment.

Then they word saladed at support people until they bounced them to someone who wrote off a chunk of the money because tying up support staff for hours quickly exceeds the $200 this seems to be about.

[–] [email protected] 12 points 8 months ago

They believe that returning the bill with writing on it looking like an endorsed check somehow serves as a 'negotiable instrument ' which draws upon the secret 2 million dollar trust the government established in your name when you're born.

Yes I am serious.

[–] [email protected] 10 points 8 months ago (1 children)

reads like AI-generated nonsense
why the hell would you discharge your own account if you're the debtor?
affidavit of fact from who? about what?

[–] [email protected] 2 points 8 months ago (1 children)

I've never tried AI but I'd like to see what it comes up with for sovcits.

[–] [email protected] 3 points 8 months ago* (last edited 8 months ago) (1 children)

Yeah, can someone who fucks with AI have it write what it thinks a sovcit would say about income tax and outstanding debts? I’d like to see that—but don’t want to make an account or get involved with any AI site myself.

[–] [email protected] 4 points 8 months ago (1 children)

I asked ChatGpt to sing me a song about a sovcit.

[–] [email protected] 2 points 8 months ago (1 children)

Hahah shit that’s pretty good

[–] [email protected] 2 points 8 months ago

It also wrote me a song in honor of Jon Bon Jovi on the day of his birthday.

[–] [email protected] 6 points 8 months ago* (last edited 8 months ago)

Always some crazy shit on here, but this is the first one I've seen of one of these losers fighting a $66 bill. LOL, shoot your wad for a house or car or something.

When I was (much) younger, $28 in 1990 money wasn't a huge burden. How bad off is this dumb shit?!

(BTW, this is an easy way to compare dollars to years: https://www.usinflationcalculator.com/)