this post was submitted on 05 Dec 2023
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Let's get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.

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[–] [email protected] 18 points 11 months ago (1 children)

Way healthier and cheaper to make your own roast beef. The recipe is simple as it gets.

Leave meat out until 60 degrees to the core. Rub with light virgin olive oil, then heavy on the salt and pepper until it's coated with it. Bake uncovered 375°F, 20 minutes a pound.

Cover for 20 minutes when you first pull it out so all the juices settle in. Aluminum foil and a bath towel works well for this.

Cool off to room temperature before putting in the fridge.

You will have the best RB for sandwiches you ever had.

Only buy roasts when they are on sale.

I just bought a 10 pound roast for $3.99 pound, saving me $14 a pound over deli roast beef that has added water and nitrates.

I froze half of it already sliced in vacuum sealed bags so I have some when Roast Beef is not on sale.

[–] [email protected] 14 points 11 months ago (2 children)

You left out that you need a $70 -$150 meat slicer.

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[–] [email protected] 18 points 11 months ago (5 children)

Sign up for a health savings account and USE IT. (United States specific advice.)

It lowers your taxable income. The only caveat is you have to remember to use that money to buy things you were already going to buy anyway. Convenient hack to know what you can and can't use: Doordash now labels HSA-eligible items at CVS. You don't have to actually use Doordash to see which items you can buy with your HSA card.

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[–] [email protected] 17 points 11 months ago

Pretty much every item of clothing I own is from the thrift store or has been second handed in some way. I love being able to find clothes that are more my style without the $70+ price tags and I'm able to maintain a business casual wardrobe required for my office.

Furniture that isn't beds are all second hand as well, I just steam clean everything upholstered. Buying brand new is a money making sham that only fills our landfills unnecessarily.

Also, learning how to cook has saved us a lot of money of takeout and prepackaged meals. There are so many ways to learn now too.

We also no longer own a vehicle, we walk, bike, or transit everywhere. I do maintain a license so I can rent a car when necessary though. Vehicles nickle and dime you to death when you own the outright or cost a years wages or so to buy, plus gas and insurance prices are insane. It costs me $500 a year to ride the bus.

[–] [email protected] 14 points 11 months ago* (last edited 11 months ago)
[–] [email protected] 14 points 11 months ago

Get to know a gardener or forager. Both are cheap and healthy pastimes that provide great food and save money.

[–] [email protected] 14 points 11 months ago (2 children)
[–] [email protected] 13 points 11 months ago (5 children)

Yeah. Just take shit. If society can't take care of those in need, the needy cannot be blamed for taking matters into their own hands.

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[–] [email protected] 14 points 11 months ago

A hot water bottle to stay warm in winter. Also a really good tip if you're not poor.

[–] [email protected] 13 points 11 months ago

Make a youtube compilation channel and profit off of other people's content.

[–] [email protected] 13 points 11 months ago (4 children)

Buy a 6 pack of good wool balls. Finish up using your fabric softener first and never buy any again.

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[–] [email protected] 13 points 11 months ago (4 children)

Never buy plastic/paper/whatever bags in supermarkets. Bring yours and if you forgot them for whatever reason, lurk for trailing cardboard boxes. Supermarket are often filled with those. They are solids and the supermarket is going to thrash so they don't care.

Same when you move out, don't buy boxes. Go to your local library to ask them to put aside some cardboard boxes for you. Books cardboard boxes are really solid and always clean. When you are there you can also buy Mutual Aid: A Factor of Evolution by Kropotkin.

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[–] [email protected] 12 points 11 months ago (4 children)

Go to Germany to get groceries cheaper and VAT free.

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[–] [email protected] 11 points 11 months ago* (last edited 11 months ago) (1 children)

If you do have debts - try to consolidate them wherever possible. Don't have more than one credit card adjacent means of payment (store credit cards or similar).

If you find yourself with extra money, try to pay off debts first, or at least make extra payments. Reducing debt repayments over the forward term can have a huge effect.

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[–] [email protected] 10 points 11 months ago (5 children)

Decide how much you will spend each week and spend a little less than that, slowly over 3 months you will reduce your expenses. Buy clothes and wash them after 2-3 uses unless you live in super dirty/dusty/warm area. This will prolong clothes life significantly and added advantage is they come back in fashion after a while. I have a shorts which I use still after 10 years.

[–] [email protected] 11 points 11 months ago

I stopped washing my t-shirts after a single use (unless visibly dirty, smelly, etc) and the lifespan difference is immense. Also drying clothes in a drying rack instead of in the machine makes a massive difference in durability.

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[–] [email protected] 10 points 11 months ago (4 children)

Thrift stores out of season. Look for your winter jacket in June, you'll get the nicer brands, and most thrift stores will do some kind of rotating discount on certain colored tags. Most 'dry clean only' items can indeed be machine washed on gentle.

Preserved and frozen meats and fish can be made into fantastic recipes. We do salsa chicken straight from frozen in the instant pot, and I make a killer pasta with tinned sardines and breadcrumbs. The benefit of these is that you can buy them on sale and don't have to worry about cooking them quickly to avoid spoiling.

Drugstore makeup can be just as good as expensive stuff. Aldi moisturizers are incredible and $4 a pot. I splash out on super expensive shampoo and conditioner, so I don't have reccs there, but my husband swears by Aldi's black and white bottle stuff.

And this tip is a little wild, but learning to forage can be immense. There is so much free edible food around you, from flowers and leaves that make delicious tea (passiflora flowers), weeds that can substitute salad greens (lambs quarters, kudzu, and wood sorrel), to absolutely delicious fruit that you couldn't even buy if you wanted to (pawpaws!). Use the golden rules of having three different ways to identify it (three sources, don't just use photo ID apps, learn the description, not just the visuals) and also know the sickly lookalikes, and never forage for carrots or parsley.

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