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this post was submitted on 10 Mar 2024
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"people are too poor to afford to eat, come observe as we try and reframe this as a quirky habit of a younger generation instead of hilighting the fracturing of society as a whole!"
she suffers with a smile
Yes, I definitely volunteered to get an interest free loan on my groceries. It absolutely had nothing to do with my inability to pay in full immediately
From a purely mathematical perspective, if you are a perfectly rational consumer you would put everything on an interest-free buy-now-pay-later plan and then squirrel the money into a high-yield savings account, then pocket the interest.
That's actually what I do lol. Unfortunately, I live paycheck to paycheck, so it only makes me around $10/month, but hey, it's something.
You get $10 of interest per month on a month's expenses?
$5-10. I have no idea how they calculate average balance for the month, but the good news is that I'm very, very slow saving money.
Don't fuck up. Seriously. These products exist because, on average, they make money. They make money because, on average, people fuck up.
But listen to our fun jingle!
Isn't is nifty to get into debt before your brain has fully developed!