This is.... An unhealthy mental stance to take. The markets have pretty consistently gone up for just about a century now, its about time in the market not timing it. Yeah it will go up and down, yeah we really might see a recession in the next few years, but 20-30 years from now, money you've invested will be worth considerably more and you'll likely feel quite different when the time rolls around.

I worry about you, grasshopper_mouse. If you really feel this way, please talk to someone.