this post was submitted on 25 Jan 2024
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Banks need it /s (lemy.lol)
submitted 9 months ago* (last edited 9 months ago) by [email protected] to c/[email protected]
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Bluesky Post.

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[โ€“] [email protected] 49 points 9 months ago (1 children)

A couple decades ago I opted out of overdraft protection for this very reason, so the bank would just reject the charges, and then hit me with a $36 fee anyways. Fucking criminals.

[โ€“] [email protected] 14 points 9 months ago

Yup, this is how overdraft protection works at my bank too. Like, what costs money in just saying "transaction declined"? It's not like the banks owe money to themselves on an OD account.