this post was submitted on 16 Dec 2023
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What budgeting advice do you recommend? Money management method?

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[–] [email protected] 8 points 10 months ago (1 children)

I just go into notes app or pen and paper of choice nothing too fancy

Also take this with a grain of salt as while I’m still living with my parents and don’t really pay

In one section I have subscriptions that cannot exceed like $35 a month and that’s more a list that rarely gets updated

Then as for month to month expenses I divide into money to spend on games and toys/treats for my dogs and taking out the gf and gas and an other category and I allocate money towards those categories

I do it so I don’t over spend in one section like blow all my money on my dogs then have no money to spend for my girlfriend or something

Each month when I “refresh” my monthly budget any unspent money (and minus some to put into savings) rolls over to next months budget

It works wonders and I can move money for spending around easy since it’s all visual

[–] [email protected] 4 points 10 months ago

Basically the premise for YNAB. You’re doing good work and have a good habit and mine set. Once you get more cash flow it will be harder to keep track. I use YNAB it may work for you too.