this post was submitted on 25 Oct 2023
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Personal Finance Canada

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Wednesday: Stock Market and Investments (lemmy.ca)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
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It’s time to talk about investments, no matter how diverse they may be. Whether it’s in stocks, cryptocurrencies, ventures, but also Pyramid schemes, Ponzi schemes, multi-level marketing, and slot machines (cc @[email protected] ), let’s discuss them! Ask questions, discuss the markets, or compare your portfolios.

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[–] [email protected] 2 points 1 year ago* (last edited 1 year ago)

Hahaha boring and effective is generally the best way, thank you for sharing !

What's the split on your serious money/fun money/crypto investments? Do you do any rebalancing?

The latter two give a combo of interest and dividends which is taxed more favourably than an actual bank HISA with the same return.

Are you sure about that? If I remember correctly, tax treatment is the same between these ETF interests and regular savings accounts interests, ie added to income and taxed at your marginal tax rate.