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General rules:

Be kind.
All posts must make an attempt to be funny.
Obey the general sh.itjust.works instance rules.
No politics or political figures. There are plenty of other politics communities to choose from.
Don't post anything grotesque or potentially illegal. Examples include pornography, gore, animal cruelty, inappropriate jokes involving kids, etc.

Exceptions may be made at the discretion of the mods.

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submitted 1 year ago by [email protected] to c/[email protected]

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[–] [email protected] 1 points 1 year ago

It's easier to deal with fraud. You can see the fraudulent charge and report it before your money is taken.
You earn cash back. Between 1% - 5% typically. This adds up.
I don't believe paying your credit card off on time each month harms your credit rating. https://www.nerdwallet.com/article/credit-cards/making-small-frequent-payments-credit-card-good-idea