this post was submitted on 23 Oct 2023
1585 points (98.2% liked)
Funny
6773 readers
542 users here now
General rules:
- Be kind.
- All posts must make an attempt to be funny.
- Obey the general sh.itjust.works instance rules.
- No politics or political figures. There are plenty of other politics communities to choose from.
- Don't post anything grotesque or potentially illegal. Examples include pornography, gore, animal cruelty, inappropriate jokes involving kids, etc.
Exceptions may be made at the discretion of the mods.
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
But it’s not that easy. I also have not had an overdraft fee in decades, because I am financially stable and can afford it. However I also remember more desperate times when I paid so much in fees and still don’t think there was a better approach.
Credit unions generally have lower fees but they still have some, and many require a good credit score to join. Works for me, now.
Some banks/credit unions now let you chose to have a transaction you couldn’t afford rejected rather than charge a fee. It’s a crime that this wasn’t always the case
Some banks now process checks in the order received, rather than an order which maximizes the number of fees they can charge, should some of them overdraft. It is also a crime that this wasn’t always the case