this post was submitted on 15 Sep 2023
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Hi,

Wondering if anyone has recommendations on lenders offering HELOC that don't require your mortgage to be with them. I've checked a few credit unions but it's a slow process since none seen to want to offer the information up front

Thanks

Edit: if anyone stumbles across this in the future and is in the same boat, I'd recommend Simplii Financial. They were the only one I found that would be second signer with a somewhat obscure lender holding the primary mortgage. Very quick and painless, all over the phone/online aside from the legal part, in which the lawyer came right to my house.

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[–] [email protected] 1 points 1 year ago

I know Tangerine did offer that a few years ago, I don't know wether they still do or not.