Do It Yourself

It depends on what you want to do and whether you think you'll stick with DIY or not, but I note you say you like to work with wood. In that case you may want to consider saving a bit and investing in a drill/driver combo and a compact circular saw.

With those tools, a solid work surface, a framing square, some clamps, and maybe a jig or two once you get ambitious (don't worry, you'll figure it out), you'd be surprised how much you can build. Lots of us have made the mistake of climbing every rung of the tool ladder and regretting spending a lot of money that we could have avoided just by getting the right tools to start with.

I know you said you are outside of the US, but here is one example from a good brand (at least here, my team Red colleagues will have their own opinions). As you go down in quality the prices get progressively cheaper.

Again, I know it is hard advice when you are not sure how active you'll be at the end of the day, but when it comes to high-use power tools, it is normally a good idea not to go cheap. But before anybody jumps on me -- if you are only going to end up with the odd job here or there and you need to save money, this may be bad advice!

EDIT: someone else mentions a jigsaw. That isn't a bad idea at all depending on what you'll be doing.