Personal Finance Canada

If they [Someone who pays rent...] don’t pay EVERY MONTH [...] they don’t have a roof over their heads;

People with mortgages also can't stop paying without risk of foreclosure? Owners also can't stop paying property taxes either.

Ergo my debt is momentary and yields value

Of course

renting yields nothing and is permanent.

I think differently but I don't think it's worth it getting into the weeds of it.

What I don't understand why you think I'm missing any of this nuance. I found it amusing that you listed having a mortgage as a positive - or at least that's what I understood of adding it to the list of things that contribute to having surplus cash. I still find this amusing, all nuances considered, because it's debt. I was expecting some kind of leverage argument... looks like it's as simple as I imagined initially.