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this post was submitted on 19 Sep 2024
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California
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Welcome to /c/California, an online haven that brings to life the unrivaled diversity and vibrancy of California! This engaging community offers a virtual exploration of the Golden State, taking you from the stunning Pacific coastline to the rugged Sierra Nevada, and every town, city, and landmark in between. Discover California's world-class wineries, stunning national parks, innovative tech scene, robust agricultural heartland, and culturally diverse metropolises.
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These people.
Them: This is my home and I ain't leaving it.
Nature: lol ok, Fire burns their homes.
Them: "Why god, why!!!!"
Every year I say I have no pity for the people in the hills in the fire danger zone. When they come on the news and cry about their million dollar houses, I laugh. This ain't new and it happens every year. Maybe don't go and live in the fire zones.
OC resident.
Or maybe the price of homes in those mountain areas should come down to reflect the high risk of fire, and inability to insure homes in those areas.
Insurance is a scam that leads to a disconnect between the value of things and what people can afford to pay for them, such as health care, which leads to an artificial reduction in financial risk, which leads to reckless spending by the insurance industry, which leads to artificially high prices, which only leads to more people to need insurance, because they increasingly can't afford to pay for housing and healthcare on their own income.
When insurance pool/scam collapses, it's just the government, i.e. taxpayers, i.e. you and me, left holding the bag anyway.