this post was submitted on 10 Aug 2024
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United States | News & Politics
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I hated "both" lol. I went from not being able to afford care, to being forced to pay for insurance I couldn't afford and still not being able to afford care, only poorer. Fucking $6,500 deductible and $13,000 out of pocket max, on top of the premiums.
Maybe you live in a Republican state that refused the full federal dollars buy-in from the ACA, then.
When I was unemployed last year, I was on Medicaid. I had similar worries - what if I make just a bit too much money that I'm slightly above the poverty threshold? So I ran a couple of scenarios on the healthcare.gov site. When I checked it, yes not great deductible, but the premium cost was incredibly manageable to hypothetical me.
That being said, healthcare and insurance in this country absolutely needs to be overhauled. A Medicare-for-All option would be a start to let government complete with insurance companies.
No it was just the reality when it first rolled out, even with the state cooperating.