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this post was submitted on 13 Apr 2024
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Living in Denmark, it's always so odd for me when health insurance is somehow connected to your job... Why?
Health is needed for anyone, both people who work and not. Why it only makes sense for everyone to have access for it, and everyone paying for it over taxes.
Keeping it connected with work is poodle giving the employers more power than they should have - they should not have any power over healthcare.
Why? To make workers fearful. Fearful people are less likely to protest or unionize.
Close, but nah.
Privatized healthcare makes it more expensive.
To add to this, most companies in the us have a waiting period before certain benefits kick in, like health insurance. So if you want to switch jobs for whatever reason, you better be extra careful for the first 3 months of your new job. Unless of course you want to pay $1,000 a month to keep your insurance through cobra, or go through the cluster fuck runaround of getting insurance on your own. So especially when your insurance cover your whole family, it's a nightmare.
Well, together with at will employment it makes the slaves,eh sorry, team members much more well behaved.
Health expenditure in India is complicated. Healthcare is free for the poor, but only subsidised for others. And private hospitals, which often have shorter waiting times, can charge full cost. So most employed people get insurance through their employer. The terms and quality of such insurance can vary wildly.