Any reason why you didn't put your factor (US listed) ETFs in your RRSP? I think that is the preferred placement for tax treatment, and also simplicity when you have to withdraw.
Why reduced Canadian exposure? A bit more home country / ๐จ๐ฆ bias has portfolio advantages.
I still have yet to jump on Avantis factor funds, but have been considering them. My hesitation is the additional complexity, cost, and risk may not be worth the slight improvement, and the timeframe to realize the factor benefits can be very long (so you have to be a convicted and very patient investor).
Looks like a solid, low cost, rational long-term portfolio ๐
Nice! I've only had the Neisson from that lineup - that one made me more interested to dive a bit more into other agricole rhum.
There should be a pretty decent selection of rums in France (wish I had been into rums when I visited years ago on vacation).
Looks like a nice hot sauce too!