There's a surprisingly large year long liveaboard community on Lake Ontario. I'd say that there's around 10 marinas or clubs with between 5 and 30 boats each winter. The majority of them become sedentary for the season but that's not what I'm about. I'll only stop short of adding metal plating to my bow.

First year living aboard my 33ft CS on Lake Ontario and I'm currently getting ready for cold weather sailing. I do have a winter slip but I'd rather be anchoring until the water freezes.