I don't really play MMOs, but I tried to get into Neverwinter with a group of friends back in the day.
I played a tiefling cleric, and was incredibly disappointed in the design of all the cleric armor I kept finding. Then I figured out that I could wear the armor but remove it from the cosmetic equipment, and run around in my underwear. We spent the next few hours doing quests while my friends begged me to put on clothes. And every time we stopped in town to sell loot, buy stuff, and get new quests. The first time exited the NPC menu, I found a halfling and an orc on either side of me, dancing in their underwear. What else could I do but turn on the music and join these randos in the pants off dance off?