commoditization of a safety net negates its purpose. its gross to even consider privatizing.
its bad enough insurance company profits exist only when human beings suffer. can we stop with the profiteering maybe a little?
this post was submitted on 16 Feb 2024
-36 points (14.0% liked)
Showerthoughts
29647 readers
1187 users here now
A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. The best ones are thoughts that many people can relate to and they find something funny or interesting in regular stuff.
Rules
- All posts must be showerthoughts
- The entire showerthought must be in the title
- Avoid politics (NEW RULE as of 5 Nov 2024, trying it out)
- Posts must be original/unique
- Adhere to Lemmy's Code of Conduct
founded 1 year ago
MODERATORS
Oh like you don't want people to just go to hell? XD
I like your message, but insurance companies actually profit when everything is going great. Insurance companies would like nothing more than for everyone to be perfect, and never need to file a claim.
any for profit insurance only makes money by denying claims. they cant possibly cover all claims. its an inherent property of insurance and why its more like gambling than anything. the profit piece just means more money is siphoned away from the distributed responsibility.
with health insurance that claim is a human suffering
This sounds like a scummy version of reverse mortgages. Which is saying something
you'll see YouTube ads for this soon
Become a sovereign citizen (or at least play one for your marketing material) and through the power of belief in bullshit, you can sell courses on trading social security benefits to credulous morons.
You can get married and die first, after charging your spouse an appropriate amount based on the anticipated payout minus future discounting. Or die second, having made that kind of payout.
The important thing is to negotiate hard with medical histories and historic rates of pay being brought as evidence. You’ll probably want to get lawyers involved.
When you take out a credit card aren’t you getting an advance on the ability to pay it back?
You are welcome to do the normal thing of getting a loan and using benefits to pay for it, which is basically what you are trying to to do but there are 2 separate institutions. One to track the payments to you and the other to track the payments to your loan.
If you want to buy someone's benefits, give an advanced loan or have them put the benefit payments into an escrow account that will pay out to you. You are trying to short circuit the system and there is no need or reason to. What you want to do is already available but it's using different financial instruments.