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Pay cash for groceries. At the start of each pay period, withdraw your grocery budget in cash for that period.
Make sure that you get bills that exactly covers a day each.
Every morning pull out a bill from your drawer, whatever you have in your wallet is what you have for groceries.
Ride PT when possible. If you are poor, chances are you can get a concession card or even entirely free travel card.
Shampoos and shower gels are scams imo. I order a 10 litre container of the cheap pink soap you get when using public restrooms. It cleans just as well and is significantly cheaper. I use an empty bottle with a pump on top and refill it with the container every other month or so.
Edit: If you got sensitive skin that needs special care then this isn't for you, though.
