Out of curiosity, how much are you guys paying for health insurance? Is it a set percentage of your salary split between employee and employer like in Germany?
Switzerland
All things Switzerland!
No. It depends on where you live and your demographic, how much copay you are willing to accept and if you get subsidies if you have a low salary.
For regular people it's generally 250 to 350 a month plus 3700chf a year out of pocket if you need it.
Also, please don't propagate the fairytale of "the employer paying part of it". Ask yourself if you honestly believe you wouldn't have to pay for that part yourself if the employer didn't and if your salary would increase by that amount.
Thanks for the explanation.
And no, I fully understand the part about employer paying half. However should you be unemployed and for some reason not covered by welfare you do have to pay “both parts” so to speak.
For the record, I also left the government insurance for private, and my employer does increase my salary for half the total cost of my private insurance.
If you are below a certain taxable income you get a reduction to premiums, which is pretty nice. This happens automatically based on your last tax report, so it's not a case of aid being available, but not being used because people don't know about it or are too shy to ask for it.
Obviously this doesn't solve the problem of rising premiums / health costs, but at least it helps people with small incomes.