this post was submitted on 23 Feb 2024
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[–] [email protected] 21 points 8 months ago* (last edited 8 months ago) (3 children)

If you are going to "be your own bank" you need some very basic computer security skills like:

  • Research the reputation of the wallet you are going to use.
  • Don't download wallets which aren't open source
  • Download wallets from their official dev site, not some third party repo.
  • Don't use Facebook search to find a wallet.
  • If you are storing significant funds, use a multi-sig wallet.
  • If you are not 100% confident in the security of a given wallet or system, send a smaller test transaction first before sending larger amounts

If you can't be trusted to do that, you need to pick a trusted custodian to manage access to your funds (you know, like banks), preferably somebody who can get an insurance company to under-write your no-opsec-having-ass. Unfortunately, in the crypto world, these trusted custodians few and far between and have a terrible track record with exchange collapses etc. It's getting better, but it's still a mess. Hopefully as time goes on and the industry gets better regulated and more mature, this will be an easier thing to do.

[–] [email protected] 7 points 8 months ago

The more I learn about web3/crypto, it is increasingly getting closer to real life financials with all the same pitfalls and extra crypto problems

[–] [email protected] -1 points 8 months ago* (last edited 8 months ago)

Yeah, I recommend looking up the most popular hardware wallet and downloading their app from the website. Then doing a round-trip transaction in some currency like XLM.