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this post was submitted on 22 Jul 2023
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As noted elsewhere, do everything you can to avoid handing your card to anyone.
Use tap to pay wherever possible, then chip - neither of those methods give the card number to the merchant. Do not swipe unless you absolutely have to, and then inspect what you are swiping to make sure nothing is attached to the card reader.
For online purchases, do everything you can to avoid giving your card number to anyone - use ApplePay / GooglePay / Amazon Pay / PayPal etc. wherever possible. These can be used to put charges on your card without giving your card # to the merchant. These are one-time authorizations (unless you explicitly identify it as a subscription / recurring charge), so they can't reuse the transaction token they get.
Privacy.com is really good for online payments that don't accept apple/Google pay. It creates a virtual credit card that's locked to that particular vendor so even if the vendor has a data beach hackers can't use the card.
but it just works in US right? is there any alternative for privacy.com that works everywhere?
Revolut/N26/Wise