Microblog Memes

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A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.

Created as an evolution of White People Twitter and other tweet-capture subreddits.

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Please put at least one word relevant to the post in the post title.
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The numbers will determine your fate (lemmy.world)

submitted 10 months ago by [email protected] to c/[email protected]

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[–] [email protected] 2 points 10 months ago (1 children)

American here. We have normal cards, they are called debit cards and are what most people use. Generizing a lot here, but credit cards are for people who were never financially educated, desperate poor people, or people who only use them to get plane miles or cash back.

It's absurd to me to put myself in debt for all but the most desperate of cases.

[–] [email protected] 1 points 10 months ago (1 children)

Thanks, I didn't know that, you always hear about credit card (debt) but never about debit cards. Can you still use the for a good credit score?

[–] [email protected] 1 points 10 months ago

I don't think debit cards or their associated bank accounts affect your credit in any way since those transactions don't go through any of the credit agencies.

When I was just starting out in life, I had a credit card but only used it maybe once a year. Just with that I somehow had a credit score in the upper 700s.