Unless you want to run communities there I wont bother with it. I feel everything from setting up accounts (anonymously) to getting people to join, works better in SimpleX and Session. I'd even be happy using SimpleX as my everyday messenger. Matrix is a little clunky and the fact that all conversations get duplicated on the primary Matrix servers is cause for concern.

With Signal and SimpleX, servers are used only for relaying messages beteeen users - messages which are encrypted on the device.

In the end you are going to be sacrificing something, and the last thing you'd want to sacrifice is privacy and security.

If I was pushed to list my go to, it'll be Signal for chats with people I know: because its open source, battle-tested against adversities, and can be set up by anyone who understands how ro use Whastsapp / Telegram.

For communitties (and even as a daily text solution beteeen collaborators or anyone you dont want to exchange numbers with), I'd use SimpleX as it has a lot of in-built anonymity and decent privacy (so far - its a fairly new project).

Theres just too much fuzziness round Matrix for anyone to trust it.