this post was submitted on 03 Feb 2024
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Mildly Infuriating

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Home to all things "Mildly Infuriating" Not infuriating, not enraging. Mildly Infuriating. All posts should reflect that.

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[–] [email protected] 5 points 9 months ago (1 children)

You can't just drop that without details. Plan name. State. Monthly premium. Obamacare subsidy or no.

[–] [email protected] 5 points 9 months ago (1 children)

Yeah, I wonder, too. I've done the same for $15 copay through Kaiser (individual, marketplace) and Blue cross (employer).

[–] [email protected] 3 points 9 months ago

I'm forever grateful to have been on Kaiser my entire life, and that all my employers have had it as an option.

It's expensive up front (~$5k per year, my employer covers it thankfully) but the most I'll ever pay per year out of pocket is $1500. Office visit/urgent care is $10, ER is $100 and waived if you're admitted, prescriptions are $20, and the most expensive surgery I could get is $150 which includes the hospital stay if needed. My partner got sterilized for like $35. The biggest thing for me is my therapy is free so long as it is virtual (my therapist is 4 hours away by car anyway), and $10 for an in person visit if I make the hike.

It's absolutely wild how much one's experience can vary with the healthcare system in the US based on their insurer alone.