this post was submitted on 01 Feb 2024
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Maryland House Democrats introduced a controversial gun safety bill requiring gun owners to forfeit their ability to wear or carry without firearm liability insurance.

Introduced by Del. Terri Hill, D-Howard County, the legislation would prohibit the “wear or carry” of a gun anywhere in the state unless the individual has obtained a liability insurance policy of at least $300,000.

"A person may not wear or carry a firearm unless the person has obtained and it covered by liability insurance issued by an insurer authorized to do business in the State under the Insurance Article to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm or up to $300,000 for damages arising from the same incident, in addition to interest and costs,” the proposed Maryland legislation reads.

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[–] [email protected] 24 points 9 months ago (24 children)

Disarm the poors! Only our oppressors should have the option of lethal self-defense!

[–] [email protected] 16 points 9 months ago (2 children)

Ah yes. America. The only country in the world where it’s expected that everyone has a gun and can carry it every where they go.

[–] [email protected] 2 points 9 months ago

Not the only one, somalia too.

And instead of complaining for the lack of healthcare, they cry because they are going to tax your Colt and you are not allowed to take it to the supermarket anymore.

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[–] [email protected] 10 points 9 months ago (45 children)

Idk I need to get insurance for my car because it might hurt someone. I think this makes sense and is a good step. You have a right to own guns but no one said it would be cheap.

If you are poor buying a gun should not be your priority anyways. why do poor people need guns? It's not like they are going out hunting for their food still.

[–] [email protected] 15 points 9 months ago (2 children)

It's obvious you've never lived in the hood lol. Poor income areas usually have the highest crime and often little to no police presence.

[–] [email protected] 14 points 9 months ago* (last edited 9 months ago) (4 children)

I've lived in the hood. BRANDISHING which is what this law for, would have you shot dead. Get the fuck outta here.

Does it say I need insurance to own a shotgun, that is kept in my home? Because thats what I'd be using if I lived in the hood and felt afraid in my home

[–] [email protected] 7 points 9 months ago* (last edited 9 months ago) (1 children)

Many people who conceal carry and actually train with their firearms can draw and fire in about 1.5 seconds. That is fast enough that you won't be shot dead in a lot of situations.

Brandishing is dumb. If someone is going to draw their firearm, it should only ever be in a life or death situation, and they should be justified in using it immediately.

Open carry is also just a bad idea everywhere, not just the hood.

[–] [email protected] 2 points 9 months ago* (last edited 9 months ago) (1 children)

1.5 seconds or not, now everyone knows you own a gun. A gun will never improve a situation.

[–] [email protected] 4 points 9 months ago* (last edited 9 months ago) (1 children)

You are right that guns rarely improve a situation, but sometimes we have to deal with the fact that we live in a cruel world where a lot of people carry guns and are desperate enough to use them on people.

Personally, if I was being robbed and was conceal carrying, I would do everything I could to not escalate the situation. I would just slowly give them my stuff. But if I am trapped in a building with a mass shooter or something, I would rather try to defend my family and myself rather than just waiting to be executed.

I respect your viewpoint on it, though.

[–] [email protected] 2 points 9 months ago (1 children)

I don't believe, and also hope for your own sake, that a situation never arises where you need one. You have every right to be able to do so. In fact, this bill only makes it so in the event something goes wrong; insurance has got you covered.

[–] [email protected] 3 points 9 months ago

I sincerely appreciate the well wishes. I hope a situation never arises where I need one, either, and I kind of wish the world and our country wasn't the way it is, but here we are. I also think this bill is not a terrible idea at all, maybe just needs to be ironed out a bit to consider low income people somehow.

I hope you have a great day, and wish you the best in life.

[–] [email protected] 5 points 9 months ago (1 children)

Brandishing and carrying are not the same thing.

[–] [email protected] 8 points 9 months ago* (last edited 9 months ago) (1 children)

Open carrying in the hood is a great way to get shot. Being open about your weapons in the hood is a great way to get robbed.

Semantics.

If it came to you having to use your weapon in the first place, then you're already dead. This bill is a good first step in curbing our rampant gun issues.

[–] [email protected] 3 points 9 months ago

This law would also affect concealed carry no?

[–] [email protected] 2 points 9 months ago (1 children)

I never said anything about brandishing. I was responding to the above comment saying poor people don't need to buy a gun.

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[–] [email protected] 2 points 9 months ago* (last edited 9 months ago) (4 children)

Lol reread the article, this is for carrying, brandishing is what is known as a "criminal offense" and is "not covered by such liability insurance." You want "insurance" against your literal crimes get a lawyer on retainer, but I know you're just conflating carrying concealed, laugably, or open, with brandishing, which by all definitions involved particularly the legal (i.e important) ones, they are not the same thing.

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[–] [email protected] 3 points 9 months ago

Idk I lived in Baltimore for a while. I definitely felt more safe when guns weren't around

[–] [email protected] 3 points 9 months ago

Idk I need to get insurance for my car because it might hurt someone. I think this makes sense and is a good step. You have a right to own guns but no one said it would be cheap.

This brings up a whole other tangent that I'll ignore for now (the necessity of needing a car and it not being a right, and having to pay for it) -- but a dangerous item/toy etc and a gun, i.e. a fundamantal means of self defense, should be treated differently by law in a country that claims to be free.

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[–] [email protected] 6 points 9 months ago (4 children)

Nobody should be carrying as a routine.

[–] [email protected] 6 points 9 months ago (8 children)

Ideally, but shits crazy. I'm a transgender woman and like a third of this country proudly wants me dead and some of them are willing to make it happen.

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[–] [email protected] 5 points 9 months ago (10 children)

So long as there are actual Nazis around, there exists a strong argument for it.

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[–] [email protected] 2 points 9 months ago

When they say "our democracy is at stake," they don't mean all Americans. They mean them and their friends'.

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