this post was submitted on 04 Jan 2024
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It seems to me like 30s adulthood is more "ok, I get the hang of this thing now".
You're not necessarily more mature, you don't have all the answers, you might suck at paying bills on time, or whatever. But, what changes is that not too many situations are truly new anymore. You've accumulated enough life experiences that in a new situation, or when a new problem comes up, you at least have some skills to draw on -- even if those skills are just calling up a parent to ask their advice.
I thought that was the case until overhearing people in their 20s talking to each other.
Neuroplasticity usually slows down by the time you are around 25. Lots of people who were criminals usually normalize by that age and rejoin society.
If you cant pay your bills by your 30s, you are highly irresponsible and probably already had the short end of the stick. Anything you learn will have to come from the immense stress to retrigger said neuroplasticity. Meaning it wont be fun at all.
Most people in the far less wealthy countries like Hungary just stay with their family. It usually means an already owned house or apartment with the ability to save up.
Being in debt is also a foreign concept to me. I feel way too highly conflicted with the idea of shelling out thousands of dollars I dont have.
If anything, this jumping into life with student loan, having bought a car and making a family at the same time suggests high amount of trust in the system. It is a way too enticing offer that easily lures you into a trap.