Baldur's Gate 3

In a way, it serves the narrative of being a ruthless bastard far better than just allowing for refill choices through roleplay.

"Side with goblins or Tieflings? Rescue the prisoners? Let me check the loot tables..."

"I'm eating all the worms. I need every advantage. Fuck you Astarion, find your own worms."

That being said, most of my losses so far I don't actually know how I died. Balth fight I absolutely couldn't heal any of my people. Now there is a chill touch effect that can affect you a lot, but I specifically checked for it. Couldn't use potions, second wind, heal spells, help downed characters, transfer life... Rivivify might've worked but I don't know because Shart was the first one down on like turn 1.

Another time those cat eye traps in the tunnel dropped half my party and I turned it off and went to wake my downed teammates and died on the way to do just that. No idea what. I wasn't burning or poisoned. I was low on health and probably should've sucked a portion first but I thought I'd save it and just pick everyone up do go lick our wounds in camp. Nope. Game over. Only 3 hours wasted at least.

It also really sucks to not have a face character. Shit is so expensive and you don't get enough money for selling! Seriously considering thievery and murder. This adds such a dimension to choosing between good and evil...