this post was submitted on 16 Nov 2023
615 points (97.5% liked)
Technology
59436 readers
3184 users here now
This is a most excellent place for technology news and articles.
Our Rules
- Follow the lemmy.world rules.
- Only tech related content.
- Be excellent to each another!
- Mod approved content bots can post up to 10 articles per day.
- Threads asking for personal tech support may be deleted.
- Politics threads may be removed.
- No memes allowed as posts, OK to post as comments.
- Only approved bots from the list below, to ask if your bot can be added please contact us.
- Check for duplicates before posting, duplicates may be removed
Approved Bots
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Its not about protection or even going unnoticed like the responders say. I've fixed unprotected payment systems on websites, the real problem is they use it to validate CC information as live. By raising the cost, you make other lower hanging fruit more appealing and keep scammers from using your service to test CC info.
Is it just they know they can only charge like $800 before they get shut down and want that extra $4 for themselves? I am still trying to understand the rationale. If I had no morales and a stolen cc, why would I care if it's a $1 or a $5 charge for validation?
I feel like I am learning I don't check my cc info nearly as much as other Americans...
If there's one service where you can check stolen CC info for $1 and another one for $5 you doesn't go with the $5 one for no reason. The $4 extra dollars doesn't matter in itself but that other places are several times cheaper does.
See I would go with the $5 one with the thought process that almost no establishment let's you charge under $5, so if I ever saw something for less than that it would immediately be a redflag.
Half my CCs don't let me set transaction alerts for less than $5-$10, so a $1 or less charge would never notify me, I'd have to be actively checking it every moment of every day to see it immediately.
And yes, I have email/text alerts when possible for every. single. charge. on my CCs at the lowest threshold possible and it has helped at least three times thus far.