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Elon Musk gives X employees one year to replace your bank - ‘You won’t need a bank account... it would blow my mind if we don’t have that rolled out by the end of next year.’ (www.theverge.com)

submitted 1 year ago by [email protected] to c/[email protected]

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“If it involves money. It’ll be on our platform. Money or securities or whatever. So, it’s not just like send $20 to my friend. I’m talking about, like, you won’t need a bank account.”

Well that sounds terrifying!

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[–] [email protected] 11 points 1 year ago (1 children)

WeChat's API is way more accessible than the nightmare X is, with its current state there's no way to reach that massive adoption. I'd argue that even Telegram has a higher chance than X for such a superapp position given the steps they've taken.

[–] [email protected] 0 points 1 year ago (1 children)

I’d argue that even Telegram has a higher chance than X for such a superapp position given the steps they’ve taken.

I live in Russia, have used VK before Telegram became a thing, and the thought of a company owned by Durov with that much power scares me shitless.

I can't even describe that feeling, emotionally it's something similar to combination of Saint-Petersburg (I hate that city), Russian-speaking Web (like 4chan gone respectable) and the more elitist layer of Russian university youth (just somehow reptilian and unpleasant and untrustworthy, while not being quite as bright as they themselves may think).

I mean, reading what people say about TG's protocol may give you some idea as to why TG is bad. Also its desktop client source is open, looking at that is also, eh, an unpleasant experience.

[–] [email protected] 1 points 1 year ago* (last edited 1 year ago)

My personal opinion is that any app getting a similar dominance to WeChat worldwide is a scary as fuck thing, and should not ever happen.

However, from a developer's perspective; ease of access to development tools is crucial to reach that kind of adoption to the point where other companies are writing software to work with your platform. Telegram provides lots of these things pretty well, and it wouldn't surprise me for them to become a superapp in the future, as opposed to X where it's pretty much impossible.

Though worldwide laws and regulations are quite a hard hurdle for any app to beat in the first place. We're currently seeing the example of "even one of the richest blokes in the world could pour all their money to make such a dominant app and it wouldnt work" after all.