this post was submitted on 23 Oct 2023
1585 points (98.2% liked)

Funny

6879 readers
743 users here now

General rules:

Exceptions may be made at the discretion of the mods.

founded 1 year ago
MODERATORS
 
you are viewing a single comment's thread
view the rest of the comments
[โ€“] [email protected] 1 points 1 year ago (1 children)

Are there any systems I (pun unintended) buy into when using a credit card over a debit card?

I'm still agreeing to a bank, for instance, when credit unions are an alternative.

Apologies for the naivete. Seems like my education failed me here.

[โ€“] [email protected] 2 points 1 year ago

Cash back is with CC only. Other than the immediate financial debit, they're the same in almost every way from the standpoint of a transaction. The use contract favors the bank with a debit card whereas it favors the card holder with a credit card.

My main credit card is through a credit union. So are most of my accounts. I avoid traditional banks too.