this post was submitted on 23 Oct 2023
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Yeah, caution with this advice depending on the kind of person you are. For many issues with CC debit can be far worse than occasional overdraft fees (which are pretty messed up most of the time, agree avoid banks that's are harsh on this). Debit card use keeps real time tabs on how your actual available resources and can help with fiscal responsibility for some. If you keep in top of cc payments and consistently avoid debt, agree that's the way to go, but easier said than done for many.
If you can't use a cc responsibly, use cash. Every card eventually gets stolen if used frequently. There are too many breaches.