this post was submitted on 23 Oct 2023
1585 points (98.2% liked)
Funny
6773 readers
540 users here now
General rules:
- Be kind.
- All posts must make an attempt to be funny.
- Obey the general sh.itjust.works instance rules.
- No politics or political figures. There are plenty of other politics communities to choose from.
- Don't post anything grotesque or potentially illegal. Examples include pornography, gore, animal cruelty, inappropriate jokes involving kids, etc.
Exceptions may be made at the discretion of the mods.
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Yeah, caution with this advice depending on the kind of person you are. For many issues with CC debit can be far worse than occasional overdraft fees (which are pretty messed up most of the time, agree avoid banks that's are harsh on this). Debit card use keeps real time tabs on how your actual available resources and can help with fiscal responsibility for some. If you keep in top of cc payments and consistently avoid debt, agree that's the way to go, but easier said than done for many.
If you can't use a cc responsibly, use cash. Every card eventually gets stolen if used frequently. There are too many breaches.