this post was submitted on 01 Sep 2023
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Yep good advice, some services have no investment value loss e.g. short term insurance, life insurance, etc. You can switch elsewhere for a cheaper rate and lose nothing.
Unless you have a family or dependants, I'd cut out life insurance and focus on the essentials for now to recover. I also learn long ago to pay my credit card off every month to not have to pay interest on it..