Personal Finance

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Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

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[Meta] Until people start asking questions to the community, we'll be left with news articles (discuss.tchncs.de)

submitted 1 year ago by [email protected] to c/[email protected]

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Hello everyone,

As you all know, /r/PersonalFinance is 99% of people asking questions on how to deal with a specific personal financial issue.

We currently don't have this kind of people here for the moment. I saw someone the other day in [email protected] on a relationship/finance issue that could have posted here, but in the end I guess they got their advise there.

We are getting more and more traction (42th most active community this week on this listing that excludes LW for technical reasons: https://lemmyverse.net/communities?order=active).

Feel free to ask advice if you need any, the community seems more than happy to help.

In the meantime, I'm going to post still another article about GenZ and trading.

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[–] [email protected] 14 points 1 year ago (3 children)

Unfortunately I think most Lemmy early adopters are highly correlated to people who have their personal finances in order.

[–] [email protected] 5 points 1 year ago

That might actually be very true!

[–] [email protected] 1 points 1 year ago (1 children)

Haha yes fingers crossed more people get into financial problems! :P

[–] [email protected] 1 points 1 year ago

If you want you can give me all your funds and create a financial problem for yourself 😏

[–] [email protected] 1 points 1 year ago

Maybe, but I'm not sure what would cause that. Maybe there's a strong correlation between privacy minded people and financial stability? Or maybe lemmy mostly appeals to "older" people (i.e. already established in their careers)?

But surely a community named "personal finance" would self select for people who are looking for discussion about their own finances.

We could go a few directions with this, such as:

personal finance power users - things like churning, early retirement, and tax minimization
investing heavy - discuss options on sector indices and other macro level investing strategies
personal advice - "I'm up to my eyeballs in debt, help fix this!"; we haven't gotten any of that yet, but maybe it's because we don't have the trust of the community yet

I'm leaning toward a mix of 1&3, but maybe people are more interested in 1&2. I'm still trying to feel that out, and maybe I'll post a poll at some point.