this post was submitted on 29 Oct 2024
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Fuck Cars

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[–] [email protected] 2 points 2 weeks ago

The risk is the whole point, and certainly does not excuse their gouging.

The risk is the point though. High risk activities will cost more to insure because they'll need to be paid out more often. Couple that with the high destruction possible, and you have frequent accidents that can all cause very expensive damage, necessitating a high base price for insurance.

The price gouging is just capitalism, and I doubt anyone here is going to argue that capitalism isn't bad.