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I am a victim of a data breach, what do I do?
(lemmy.world)
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this post was submitted on 27 Sep 2024
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Privacy
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Hey hey, you're an honorary American now! Your flag and genocide kit are in the mail (don't worry, we're pretty sure we got the right address from that darkweb database).
But for real there's not much you can do but keep an eye on it. If Europe has similar credit agencies to the ones in the US, then freeze your credit and keep it frozen until you need to apply for more (new card, car, house, etc).
Use a password manager so if an account gets compromised they can't get into anything else.
And, as advised, watch for unusual activity (but forever, not just a few months, that's just a false sense of security).
This should keep you largely safe. My data has been leaked in dozens of breaches, but I do the above, and while I've had two instances of card fraud, I don't see hard enquiries into my credit that I didn't make even after 6+ years.
Alternatively, pay a service (one that's actually reputable!!!*) to watch your shit for you. (Still keep an eye out, of course, but this at least takes a LOT of the load off.)
For example, I pay a 12.95 USD a month for a service provided by my credit union (way better than a bank) and I can input whatever information I want monitored. They do that and let me know as well if they detect any shit going down. They also give me an update email every month letting me know that something has changed (or, likewise, if nothing hasn't changed :) ).
I started doing this way back in 2018 when my wallet (containing my ID, debit card, social security card, everything) was stolen. (Gods, that was a fucking nightmare.)
*None of that LifeLock bullshit. AFAIK that's just marketing fluff mainly. (Somebody correct me if I'm wrong on that.) In any case, I don't trust any service that is provided by the same fucking company that owns Norton. shudder