this post was submitted on 06 Aug 2024
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Finance

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I hope this question doesn’t piss anyone off.. it was censored on lemmy.ml.

I’m looking for 3rd-party banks that issue debit cards for use on the Discover / Diner’s Club network. It’s quite rare. Visa, Mastercard, and AmEx are more common and easier to find, but I have a number of objections to those companies. Discover is a clear lesser of evils. This is what I know from past and present searches:

If I overlooked any please mention it (even if it’s Cloudflare, just to know the options). It’s a paltry list considering there are thousands of banks and credit unions nationwide.. and I only found 9.

True Value hardware used to have a Discover credit card but discontinued that in 2020.

There’s some chatter that Capital One may acquire Discovercard. It will be a shame if that happens, but the upside could be that more 3rd-party Discovercards emerge from it.

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[–] [email protected] 2 points 3 months ago (1 children)

Cloudflare is mostly a US thing

Factually false. It’s used globally. I have it deployed at the UK company I work for.

[–] [email protected] 1 points 3 months ago* (last edited 3 months ago)

It’s not a binary statement. it’s a measure of proportions. So my statement was factually correct. Cloudflared banks are quite rare in Western Europe, for example. I actually cannot think of any off the top of my head. Step into the US, and credit unions are mostly pawned by Cloudflare. It’s a shit show. Hard to find non-Cloudflared CUs, which is an artifact of shoestring-budget funding.

I heard someone talking about a European bank that was considering using Cloudflare and it was met with protest. The bank backed off the idea. In the US people don’t give a shit.. they don’t even notice. There’s a bit more blind trust for big corps.