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Target to stop accepting personal checks as form of payment (www.nbcchicago.com)

submitted 3 months ago by [email protected] to c/[email protected]

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[–] [email protected] 0 points 3 months ago (2 children)

A lot of older people thought debit cards were a fad or didn't trust them.

Completely unaware that every person they hand a check to gets the account and routing numbers, along with legal name and address.

Now they're even older and learning is even harder.

I feel bad for all the cashiers that have to explain to someone our presidents age why they can't take a check, but I guess most people that old don't do their own shopping anymore anyways.

[–] [email protected] 1 points 3 months ago (1 children)

didn't trust them

So they choose a payment method where the bank account and routing number are printed in plaintext on the document. 🙄

If someone has access to both your bank account and routing number, they could make fraudulent ACH transfers and payments out of your account. In other words, you could wind up being scammed. https://www.sofi.com/learn/content/what-can-someone-do-with-your-bank-account-and-routing-number/

[–] [email protected] 1 points 3 months ago (1 children)

Yeah, but you signed the check so the bank knows it's real. I see no further possible security transactions beyond what I've explained.

[–] [email protected] 1 points 3 months ago* (last edited 3 months ago) (1 children)

Would you post your bank account number and routing number online to back up that opinion?

Do you know what ACH is?

[–] [email protected] 4 points 3 months ago

Sure, but only if there's a line to sign. Cuz banks, my parents, and my grandparents taught me that if you sign things then people can't steal from you.

Friend_of_Satan, are you trying to imply that somehow something negative could occur after you put your signature on something???

[–] [email protected] 0 points 3 months ago (1 children)

but I guess most people that old don’t do their own shopping anymore anyways.

I would very much not guess that. Maybe that would've been the case in the past, but Boomers seem largely in denial about their diminished capacity and are bent on maintaining their independence at more advanced age than previous generations did.

[–] [email protected] -1 points 3 months ago

The oldest boomers aren't 80 years old yet...