Well, the fun should be in some light banter. Someone reported for vile hate speech should get a system wide mute as a warning for some time and if they cannot behave after, take away their chat rights permanent. Why should it be tolerated? And people after that intent on ruining stuff for others, can be banned outright.

It can all be done on account/license key, IP and hardware ID.

Community servers did the same. People would just move server and do it again, enter shared banlists.

Big tech is more than able to fix this issue, they are just not willing. And the lack of consequences for the last decade just made the problem worse.

Like with corpos thinking the rules don't apply to them, the whole system and lack of consequences spawn stuff like trump.. and in the online "smacktalk" of days gone by has grown into something that needs to be stepped on.

I used to run around CS with a little spray that had a tent and "no camping sign" to smacktalk the sniping campers in their little corner. That was fun..

I think that crowd sourcing the stuff should be easy. Hey user xyz you have been added to the mutelists of 50 people now, this means your chat will be monitored by our chat monitoring system more actively. Hey user xyz you have been added to the Blocklist of 50 people, be aware your gameplay will be actively monitored by our systems and further reports could lead to a suspension of your account.

Etc etc.