this post was submitted on 16 Apr 2024
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[–] [email protected] 4 points 7 months ago (2 children)

It could even be used for children's pocket money in the same way as cash was currently used.

I don't see that working well at all for younger kids, the physical nature of money has more "weight" to it than a number on a screen.

[–] [email protected] 1 points 7 months ago (1 children)

You can load it on a card. Put twenty bucks in the card and that's all your kid has to spend.

[–] [email protected] 2 points 7 months ago (1 children)

From my experience, when a young kid is standing there counting out their money, there are a lot of smiles.

It is one of those little things, but it is really nice to see. You miss that with a card.

[–] [email protected] 1 points 7 months ago (1 children)

I don't think this is universally true. Both my kids weren't too fussed if their pocket money was cash, or deposited in their accounts.

[–] [email protected] 1 points 7 months ago (1 children)

It is not just the kids, the adults around also smile

[–] [email protected] 1 points 7 months ago (1 children)

I hate cash. I just have a card wallet, and a note clip if I absolutely need it. Otherwise I carry no cash.

[–] [email protected] 1 points 7 months ago (1 children)

I don't really use cash, I have a card wallet also.

But for pocket money and going to markets and the like, I use cash. Cash is just a tool, and sometimes it is the best tool for the job.

[–] [email protected] 1 points 7 months ago (1 children)

Absolutely. Which is why I think having a digital currency is great, because it adds another tool we can use.

Those that want to can use it, and those that don't can continue to use cash. I don't agree with some of the naysayers that digital cash will lead to the removal of physical cash.

[–] [email protected] 1 points 7 months ago

Agreed, at least in the short term. Physical cash will be around for a long time yet.

[–] [email protected] 1 points 7 months ago (1 children)
[–] [email protected] 2 points 7 months ago (1 children)

We use 1/2 cash, 1/2 a note book for their "savings account"

[–] [email protected] 2 points 7 months ago* (last edited 7 months ago) (1 children)

We struggle to keep track of what was actually their money and which was money that fell out of the grandparent's pockets etc. One kid always remembered putting their money in the spot where a coin happened to be.

We do 1/3 in each of a spending account (can spend on a whim), savings account (with some rules around it), and charity money (donate to charity of their choice). We don't need more crap so they get $1 per week per year of age (e.g. 6 year old gets $2 spending money, $2 to savings, $2 to charity account that we donate once it builds up a bit).

Some of their friends get $20 or more each week! One says they get $50, but kids say all sorts of things so who knows. One of my kids worked out you can get a pack of biscuits for $1, I can't imagine giving my kids $50 a week and ending up with hundreds of packs of biscuits.

[–] [email protected] 2 points 7 months ago* (last edited 7 months ago) (1 children)

We do the $/yr of age also.

We go to the op shop quite often, some cool things have turned up. We also donate stuff, especially good for puzzles, keep them for a while then donate them back.

Kids can talk a lot of shit.....😄

[–] [email protected] 1 points 7 months ago

We should go to the op shop a bit more. That's a better way of spending a few dollars than the cheap junk shops.