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Windows AI PC manufacturers must add a Copilot key, says Microsoft
(www.xda-developers.com)
This is a most excellent place for technology news and articles.
You can't continue the setup process without connecting to a wifi network. There is no alternative in the UI.
Maybe. It's been a little while since I last installed windows but I've been told that before and I've known for a fact it was possible to setup with only a local account, they just didn't know how to do it.