So when I first got into Crypto I looked for an exchange where the fiat wallet would have an account number and a routing number. The first one I found was with Crypto Dot Com and I was like this is great. I can set up the fiat wallet as an external account on my primary bank and be insulated from having to put my primary account information out there depending on them to keep it safe.
Flash forward to recently and while the ACH from my bank to CDC works perfectly fine when I tried to ACH from CDC (fiat wallet) to my bank it was rejected by CDC and unauthorized. After getting the run around for days it was finally revealed to me that the only way to get Fiat from CDC is to use PLAID. Now lets assume they have cleaned up their act but they still require you to provide your logon credentials to your bank to set up the transfer between CDC (fiat wallet) and my primary bank, this seem sketchy to me but maybe I am just being old.
So anyone know of an exchange that does have ACH access both ways so I dont have to use PLAID? If so I figure I will buy a stable coin move it to that exchange cash out and ACH back to my primary account.