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Taxpayers get left with the bill, while police go on paid leave or get fired only to be rehired in a neighboring department.
Law Enforcement Officers (LEOs) should be trained and licensed in a federally accredited program. Then individually insured. The more they F-up, the higher the rates. The more it costs the insurance company to payout, the higher the rates. Much like drivers after accidents & moving violations. The more on your record, the more it's going to cost you. Until no insurance companies want to provide you coverage.
Insurance costs must be covered by the LEO, not the taxpayer. Insurance is used for any liability or criminal costs, not the taxpayer. LEOs risk higher premiums or loss of coverage for bad behavior or incompetence.
All investigations of LEOs should be done at the state level by a independent body / board. All disciplinary files & lawsuits are recorded to a federally maintained database and are under pervue of a federal overwatch. No more investigating 'your own' and finding them not at fault. Any department found circumventing this can lose their department's accreditation and federally investigated.
Other professions have to follow a similar process. It's not a new idea. Hell, every driver has to maintain a license and insurance to drive.
Maybe your country should do the same with firearms too. In Canada you take a course, pass a written test and a firearm test before sending your paperwork in to be reviewed for minimum 28 days where they will ask current and former partners if there is any reason to not allow you to have firearms.
No argument here. And liability insurance with competency evaluation with license renewal.