2meirl4meirl

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Memes that are too meirl for /c/meirl.

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2meirl4meirl (lemmy.world)

submitted 4 months ago by [email protected] to c/[email protected]

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[–] [email protected] -5 points 4 months ago* (last edited 4 months ago) (13 children)

23/hr at full time work (40 hrs/week) is $920/week.

Let's assume that 15% is taken out of each paycheck for taxes and withholdings and such, which leaves $782.

A typical month has 4 weeks, so $3128/month.

Stated expenses are $850+$1000+$400 totaling $2250

$3128-$2250=$878

bruh, if you're not making it with that kind of money, you need to take a serious look at your finances and cut back on things you don't need.

EDIT: I'm not replying to everyone.

There are several expenses that would be expected that were not covered. Those should easily fit inside the $878 monthly fund. I'm not going to go through item by item because they weren't mentioned by OP and everyone will have a different list. The things I'd put on the list absolutely fit, with plenty to spare.

The tax rate is based on my personal experience of being poor in Texas. This was a bit of an asspull, but I did math last year that determined I was losing 13% of my paycheck to taxes and withholdings, and I make a bit less than OP so I bumped it up a couple percent. Texas does not have state income tax, so if that number sounds low that's probably why.

Ultimately, I stand by what I said.

[–] [email protected] 15 points 4 months ago* (last edited 4 months ago) (9 children)

Expenses a normal person would likely have that aren’t mentioned:

car related expenses
utilities, if not covered by rent (especially a cheap apartment is unlikely to cover all the utilities
any needed insurance not covered by job
savings
less frequent necessities (clothes, tools, repairs, medical expenses)
ideally a little money for something enjoyable every once in a while

[–] [email protected] 5 points 4 months ago (7 children)

Plus what lawless hellscape is 15% for taxes and withholdings? In Ontario you’re paying 20% for taxes alone at the absolute minimum. That’s not including CPP, EI, and anything else you have like benefits co-pay or union dues.

[–] [email protected] 1 points 4 months ago* (last edited 4 months ago) (1 children)