A Boring Dystopia

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54% of Gen Z Shoppers Use Pay Later Plans to Buy Groceries (www.pymnts.com)

submitted 5 months ago by [email protected] to c/[email protected]

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[–] [email protected] 74 points 5 months ago (47 children)

"Pay later plans"? Other than credit cards, WTF are you talking about?

Yeah, I have a credit card that pays me back 5% cash on grocery store purchases. It would be stupid NOT to use it, then I pay the card off every pay day.

Groceries + free money.

[–] [email protected] 7 points 5 months ago (7 children)

Yeah, I have a credit card that pays me back 5% cash on grocery store purchases. It would be stupid NOT to use it

Groceries + free money.

I'm reading this as a European and have questions... We all know that there is non free money. So, what's the business model? Making you use the card more by giving you "free" money and making the shops pay more to use the payment service, so that the shops then increase the prices, so that you pay the same as before (considering increased prices and cashback), but are now using the payment system a lot more?

[–] [email protected] 6 points 5 months ago

Credit card companies make money off selling your spending habits to information brokers.

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